Regional Credit Officer Job in Kenya

Job Title: Credit Officer
 
Business Unit: Fountain Credit
 
Job Category: Junior Management
 
Reports To: Credit Manager
 
Job Grade: D
 
Location / Branch: Branches (Upcountry Offices) 
Job Summary: The credit officer is responsible for customer recruitment within the assigned area in a way to ensure growth of a high quality loan book leading to overall expansion and growth in branch business. 

 

Main Responsibilities
  • Ensuring adequate and comprehensive appraisal of loans.
  • Ensuring compliance to loan policies and procedures
  • Timely and efficient collections for high quality loan book
  • Customer training
  • Ensure portfolio growth in customer numbers and Outstanding Loan balance
  • Excellent customer care
  • Any other relevant duty as assigned from time to time.
Key Deliverables
  • Portfolio at risk(PAR) less than 2% in the region
  • Growth of loan book
  • Client retention.
Key Interfaces

Internal

  • Board
  • All staff
External
  • Clients, Regulators, Administrators, Government, Media
  • Other stakeholders
Academic Qualifications
  • Bachelor’s degree / Diploma in Business Management / Administration
Professional Qualifications
  • Membership in a professional body
  • Specific professional qualification
Job / Functional Skills
  • Business Planning and implementation
  • Business Development
  • Financial Management
  • People Management
  • Application and exploitation of IT
Competencies (Behaviors)
  • Innovation
  • Investment discipline
  • Integrity
  • Teamwork
  • Operational excellence & Cost consciousness
  • Professionalism and ethics
Relevant Experience
  • At least 1 year of relevant experience
All qualified and interested candidates should send their applications to recruitment@fep-group.com on or before Friday 22nd January, 2016 indicating the current/most recent and expected salary

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