Daraja Microfinance Bank Credit Officer Job in Kenya

Daraja Microfinance Bank

Credit Officer

Reporting to: Business Manager – lending
The Credit Officer is responsible for managing the credit function of the business function efficiently and effectively in order to ensure that it is a profitable line of business and that the organization is not exposed to risks.
Key Roles and Responsibilities
  • Revenue generation through growth of a high quality loan book
  • Drive uptake of the lending products
  • Ensure proper credit administration and loan recovery
  • Developing and maintaining relationships with strategic partners, potential & existing clients with aim to increase and maintain the banks credit base.
  • Reviewing and analysing the client’s credit risk status and giving a recommendation.
Key Skills and Competencies
  • Degree or diploma in commerce, finance, business or related field
  • Minimum of 2 years’ experience in lending to small and medium enterprises
  • Proper and organized documentation skills
  • Attention to detail
  • Thorough knowledge of bank’s products and services
  • Excellent interpersonal and networking skills, internally and externally
  • Strong sales and relationship building skills
Other Requirements
  • Certificate of good conduct
  • Clean credit history
How to Apply

Qualified candidates should send their CV with a cover letter, contact details, 3 referees and expected remuneration to jobs@darajabank.co.ke clearly indicating the job title on the subject line.

Closing date for the applications will be 26th December, 2016.

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