FinTech Company Head of Credit & Risks Career in Kenya

Our client is a FinTech company using proprietary technology and leveraging on Mobile Money to offer employees affordable salary advances.

They seek to appoint a suitably qualified & dedicated individual to assume the responsibility of Head of Credit & Risks.

The position will report to the CEO and will oversee all aspects of the credit and risk analytics function across the Company’s platform.

Responsibilities:

In summary, the role is charged with the below:

  • Leadership: Manage the Credit and Risk Analytics team with a goal of developing and attracting top-tier, diverse talent
  • Risk Orientation: Drive performance of the credit and fraud-fighting team
  • Modeling/Underwriting: Partner with Data Science to drive credit model performance
  • Manage the credit and analysis for new customers based on the available information including financial statements, external information agencies among others.
  • Set and monitor credit limits and acceptable terms for all customers based on available information and market demands in close cooperation with Marketing & Sales.
  • Decide where it is appropriate / necessary to seek risk mitigation through secured payments, guarantees and/or credit insurance.
  • Manage the periodic re-review process to ensure in-house credit information is up to date and limits are in line with each customer’s current situation.
  • Work closely with the sales and marketing team to obtain securities where applicable while still maintaining good customer relationships.
  • Provide leadership and direction to the credit and risk function.
  • Ensure that the credit process, policies and activities fall within the parameters of the company’s policies and standards and legislation.

Requirements:

  • 7+ years unsecured consumer credit experience, including experience driving credit strategy
  • 4 of those years in management of highly quantitative teams, including credit analytics, data science, and/or statistics
  • Deep understanding of unsecured consumer credit as well as extensive knowledge of credit analytics, financial modeling, and effective risk management practices
  • Some experience developing and implementing fraud and credit abuse prevention and detection programs Track record of spearheading successful geographical and/or product expansion efforts
  • Experience with Android app technology or telecom
  • Experience working in high-growth, dynamic environments with the ability to adapt to change and re-prioritize

Remuneration: An attractive salary package is on offer dependent on skills, qualifications and experience.

Please send as your CV in MS Word format to jobs@instepbusinesssolutions.com.

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Accounting and Finance, Banking Insurance Investments, Business Administration
Updated: May 15, 2017 — 7:47 pm