NikoDigi Sacco System Credit Officers Jobs in Nairobi

Exciting Career Opportunities in FinTech – NikoDigi Services Limited

Our client, NikoDigi is a startup registered in Kenya to provide Saccos with a digital core-banking system and digitize the transport sector in the country.

NikoDigi targets all Micro / Bosa Sacco’s in the country, the various players in the transport industry and the consumers of these services.

Credit Officer – NikoDigi Sacco System

No required: 2 pax

Job location: Nairobi

Role Overview: NikoDigi is a startup registered in Kenya to provide Saccos with a digital core-banking system and digitize the transport sector in the country.

NikoDigi targets all Micro / Bosa Sacco’s in the country, the various players in the transport industry and the consumers of these services. In line with this objective, they would like to recruit a competent and capable Credit Officer to sell motorbikes on loan and in cash.

Roles and responsibilities

  • Selling Motorbikes on cash or Loan
  • Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements and any other requirements as required by NikoDigi.
  • Ensure compliance with the Corporation’s Credit Policy, Procedures and service level agreements.
  • Appraisal of customer loan applications and make recommendations.
  • Manage portfolio under him/her to ensure good performance
  • Ensure all applicants are advised on fate of applications within reasonable time.
  • Proactively manage risk /exposure for assigned portfolio Continuously
  • Ensure recovery of items pledged as security on delinquent loans.
  • Assist in the restructuring of debts in the interest of NIKODIGI and customer.
  • Assist in the grading and classification of loan accounts.
  • Manage Customer and stakeholder relations in accordance with agreed Service Level Agreements.
  • Meet set sales targets

Person Specifications

  • Diploma in Cooperative management, Business management, Microfinance, Accounts or other relevant field;
  • Background in Sacco/MFI/Banking is an added advantage;
  • Possession of 1-2 years’ relevant experience;
  • Thorough understanding and practical knowledge of credit procedures, policies, standards;
  • Mature and ability to meet with defaulting customers and ensure ultimate conversion;
  • Good communication skills;
  • Presentable and full of energy;
  • Results oriented.

How to Apply

If you meet the above criteria and are interested in making a meaningful career move in the Fintech, Saccos, credit and microfinance sector, please forward your updated CV in confidence via placement.esquire@gmail.com.

Kindly indicate your current and expected salary/retainer in your application or CV.

Kindly DO NOT ATTACH CERTIFICATES AND TESTIMONIALS.

Closing date for applications is Friday 1st February 2019.

Only shortlisted candidates shall be notified.


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Updated: January 26, 2019 — 8:58 pm