Risk Manager Job in Kenya

Our client is seeking to fill the position of a Risk Manager.

The successful candidate will work with the CEO to design, implement, and scale credit sales for a range of products.

These include farming inputs that reduce cost and increase revenues for farmers.

Responsibilities:

• Establish and maintain records of all costs of customer acquisition and after sales support
• Create reporting to meet requirements of management information, accounting, finance and impact KPI measurement
• Travel to farms and related partners around the country as required, to support pilot implementation and data collection
• Identify and report on the reasons for success, as well as any challenges in repayment
• Analyse all risks to default identified during implementation and recommend mitigation and monitoring strategies
• Identify and cost third party solution providers that could be partnered with to mitigate risks, and design internal solutions where no third-party product is suitable
• Formalize credit procedures to scale up, and produce relevant documentation
• Determine the human resources and technology need to manage the credit function at scale Develop the assessment and screening criteria for farmer selection
• Develop financial models for appraising farming project economics and cash flows
• Design credit terms suited to the company products, the value chain, and farmer capacity.
• Produce marketing material to promote and educate on credit sales
• Train credit sales staff to originate and onboard credit sale customers
• Produce and implementation plan for the credit pilots
• Establish and maintain records of loans outstanding
• Follow up with credit customers on repayment, as well as handle work-outs for customers at risk of defaulting on repayments
• Identify and monitor all risks that may increase the chances of default by a farmer

Skills, qualifications and experience

• A bachelor’s degree in finance, actuarial sciences, economics and business/commerce
• Experience at a financial institution with an asset finance focus in a credit related role in agricultural loans / smallholder farmers
• Knowledge of agriculture value chains, in particular in the horticulture sector; through either of university degree specialization, professional training or practical experience
• Project management experience including field work in rural areas; with responsibility for credit product development, running credit pilots, and scaling up
• Full professional accounting qualifications e.g. CPA (K), ACCA
• Experience setting up credit risk management processes and related documentation

Application Details

Applicants who meet the requirements stated above should send their detailed CVs to: executivesearch@humantalentrecruit.com with Risk Manager on the Subject line.

Only shortlisted candidates will be contacted.