Credit Officer Job in Kenya at Situ Credit

Job Vacancy: Credit Officer

Situ Credit is a lending company registered under the Company’s Act.

It was founded in 2015 by a group of like-minded individuals and has been offering auto-logbook loans.

Loans are subjected to a loan appraisal process and once approved the loan will be disbursed within 24 hours.

Our vision is to provide an avenue and opportunity for the entrepreneurs to have access to financial services.

Role Summary: This is a great opportunity to take ownership and grow with one of Kenya’s non-bank lender.

Reporting to the Credit Manager, you will be responsible for the overall collection efficiency and effectiveness of the business.

You will be expected to effectively and efficiently drive the collection process beyond the set targets and standards.

Key Responsibilities:

 Negotiate payment arrangements with customers who have delinquent loans
 Sending loan reminders and demand letters to loan defaulters
 Review loan agreements to ensure that they are complete and accurate according to policy.
 Compute payment schedules
 Ensure 90% Collection Efficiency across the organization
 Ensure that PAR 30 is below 5%
 Review and update credit and loan files
 Ensure that the collection process is adhered to according to the set policies and procedures by the company
 Ensure 100% fleet tracking
 Handle customer complaints and take appropriate action to resolve them.
 Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
 Market company products to individuals and firms, promoting bank services that may meet customers’ needs.
 Review and update credit and loan files.
 Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
 Develop improved collections strategies that consistently lead to achieving or exceeding company financial goals

Key Qualifications and Competencies

 A bachelor’s degree in a relevant course from a recognized university
 1+ years’ experience in a collections role or in a similar position.
 Strong customer service skills.
 Able to build great relationships and possess excellent communication and interpersonal skills.
 Possess unquestionable integrity and honesty.
 An analytical and critical thinker who works with numbers on a daily basis.

Method of Application

Interested and qualified? Please send your CVs and Cover Letter to situltd@gmail.com by 10th December 2019.

Female candidates are encouraged to apply.


Job Summary:
Job Title
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Company / Organization
Approx. Salary
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Job Location
Nairobi

Nairobi, Kenya
N/A

Nairobi County

Kenya
Accounting and Finance, Banking Insurance Investments, Business Administration
Updated: December 7, 2019 — 8:10 am